- Understand client business models, operations, and risk exposures to recommend tailored general insurance solutions.
- Conduct needs analysis and prepare risk notes for placement strategy.
- Source competitive quotations from multiple insurers based on client requirements.
- Compare policies in terms of coverage scope, premium, deductibles, warranties, exclusions, and policy conditions.
- Negotiate favourable terms and premiums with insurers and underwriters.
- Build and maintain strong, trust-based relationships with clients, insurance companies, and key underwriters.
- Act as the primary liaison between clients and insurers, ensuring seamless communication and execution.
- Manage end-to-end insurance placement including issuance, endorsements, and renewals.
- Monitor upcoming renewals and proactively engage with clients to review and update insurance programs.
- Educate clients about policy terms, claim procedures, risk management measures, and exclusions.
- Present insurance proposals and coverage comparisons in an informed and consultative manner.
- Provide post-placement claims assistance by coordinating with insurers and loss assessors.
- Ensure timely submission of claims documentation and follow-up until resolution.
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Compliance & Documentationo Ensure all processes are in line with IRDAI guidelines and internal compliance standards.
o Maintain complete and accurate documentation of client interactions, policy placements, and correspondence.
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Market Intelligence & Innovationo Stay updated on market trends, new product offerings, regulatory changes, and industry developments.
o Identify opportunities for cross-selling, upselling, or introducing innovative risk solutions to clients.
Job Type: Full-time
Pay: ₹150,000.00 - ₹165,000.00 per month
Benefits:
- Paid time off
Experience:
- General Insurance Sales: 10 years (Required)
License/Certification:
- IRDAI certification for insurance brokers (BQP) (Required)
Location:
- Nariman Point, Mumbai, Maharashtra (Required)
Work Location: In person
Application Deadline: 11/08/2025
Salary
Hourly based
Location
MH , India MH, India
MH , India MH, India
